Payment account
EUR 62,350
available
Loading T>YIELD
Put part of your company's treasury to work, directly from Tractial.
A Tractial bond designed for company treasury.
3.46 % / year
Currently served rate
EUR 100
To get started
Every day
Interest is calculated daily
EUR 0
Subscription and repurchase fees on Series 1
Your T>YIELD position is tracked separately from your payment-account balance.
Payment account
EUR 62,350
available
Amount invested
EUR 25,000
Currently served rate: 3.46 % / year
Illustrative example. The amounts shown are neither a promise of return nor an actual position.
EUR 100,000
The slider maximum is a reading aid. It does not describe a subscription capacity.
Indicative simulation, before tax, assuming the current rate remains unchanged. The rate may be reviewed quarterly. Each daily interest amount becomes acquired 7 calendar days later.
From EUR 100, in multiples of EUR 100.
Read the key information document and the Terms of Issue, then confirm with your T>YIELD authorisation and your passkey.
Each interest amount becomes acquired 7 calendar days later and is then credited to your Tractial account.
Submit a repurchase request whenever you wish. Requests are reviewed on Tuesdays and Thursdays.
Interest is calculated daily. Each interest amount becomes definitively acquired 7 calendar days later, then credited to your Tractial account.
Day 1
interest calculated
being acquired
Day 2
interest calculated
being acquired
Day 3
interest calculated
being acquired
Day 4
interest calculated
being acquired
Day 5
interest calculated
being acquired
Day 6
interest calculated
being acquired
Day 7
interest calculated
being acquired
Day 8
acquired and credited
Day 9
acquired and credited
If you exit, interest for the last 7 days that is not yet acquired is not due.
With T>YIELD, you subscribe directly to bonds issued by Tractial.
Subscribed amounts join Tractial's general resources and help fund its development.
In return, Tractial pays the interest provided for in the Terms of Issue.
The rate may be reviewed at each quarterly date. Any change takes effect at the start of the next quarterly period and is announced at least 5 business days in advance.
Tractial may decide a higher rate, including as a temporary uplift.
Tractial may keep the rate unchanged.
A decrease below 2.59% is limited by the cumulative decrease in the ECB deposit facility rate since the launch of the series.
The initial reference rate of the series is set at 2.59% per year. At each quarterly date, Tractial's Board of Directors may maintain or change the applicable rate. Tractial may freely decide an increase or a temporary uplift. An uplift does not change the initial reference rate and may end at a quarterly date. The rate may be brought back to 2.59% regardless of a previous uplift. It may be set below 2.59% only within the limit of the cumulative decrease in the ECB deposit facility rate since the launch of the series. The rate floor is 0.00%.
You may submit a repurchase request whenever you wish. Tractial reviews requests on Tuesdays and Thursdays, with a cut-off at 15:00 Paris time. When a request is accepted, the target is settlement on J+1 business day.
14 September 2026
15 September 2026
16 September 2026
subject to acceptance by Tractial
J+1 business day is a settlement target after acceptance
Each request is a decision of Tractial. It may be accepted in full or in part, deferred or refused. J+1 business day is a settlement target after acceptance.
Tractial SA
A bond issued by Tractial
A quarterly-reviewable rate, currently served at 3.46% / year
A repurchase request reviewed twice a week
You may lose all or part of the capital invested.
Payment of interest and principal depends on Tractial's ability to meet its obligations.
T>YIELD is a last-rank subordinated bond. In a liquidation, higher-ranking creditors are repaid before T>YIELD holders.
The bonds have an indefinite duration and no fixed repayment date.
A repurchase request does not automatically trigger execution. It may be accepted in full or in part, deferred or refused.
T>YIELD is intended for businesses and entrepreneurs registered with the RNE, with an active SIREN and an active Tractial account, subject to applicable checks. T>YIELD authorisation is distinct from the payment account.
Tractial is a company listed on Euronext Growth Paris and a payment institution licensed and supervised by the ACPR.
The payment-institution status covers Tractial's payment services. T>YIELD is a separate bond investment.
T>YIELD is a non-convertible, unlisted, euro-denominated bond issued by Tractial SA. It is intended for eligible businesses and entrepreneurs. Each bond has a nominal value of EUR 100. The currently served rate may be reviewed quarterly under the Terms of Issue.
T>YIELD is a bond distinct from your payment account. The subscribed amount is no longer an available balance and is never added to that balance.
T>YIELD is intended for businesses and entrepreneurs registered with the RNE, with an active SIREN and an active Tractial account, subject to applicable checks.
Interest is calculated daily, Actual/365, on the nominal held. It is not calculated by the second.
Each daily interest amount becomes acquired 7 calendar days later, then credited to your Tractial account. If you exit, interest for the last 7 days that is not yet acquired is not due.
Yes. The rate is reviewable quarterly. Any change takes effect at the start of the next period and is announced at least 5 business days in advance. A decrease below 2.59% is limited by the cumulative decrease in the ECB deposit facility rate since the launch of the series. The floor is 0.00%.
You may submit a repurchase request whenever you wish. A request is not a right to repayment.
Tractial reviews requests on Tuesdays and Thursdays, with a cut-off at 15:00 Paris time. When a request is accepted, the settlement target is J+1 business day after acceptance.
The bonds may be transferred between eligible investors in accordance with the Terms of Issue. The price is freely negotiated between the parties.
No. Capital is not guaranteed. You may lose all or part of the capital invested.
In a liquidation, higher-ranking creditors are repaid first. The bonds have no contractual repayment maturity.
The Terms of Issue and the key information document are the reference documents. They are made available in the documentation area upon publication. Please read these documents before any subscription.
Before any subscription, read the Terms of Issue and the key information document applicable to T>YIELD.
Terms of Issue : Publication forthcoming
Key information document : Publication forthcoming
From EUR 100, directly from Tractial.
Promotional communication.
This offer does not give rise to a prospectus submitted to the AMF for approval.
A key information document (DIS) and the Terms of Issue are available in the T>YIELD documentation area. Please read these documents before any subscription.
T>YIELD is a last-rank subordinated bond issued by Tractial SA. Capital is not guaranteed. Repurchase requests are subject to Tractial's decision.